This week Derrick speaks with Thor Abbasi and John Quarnstrom of Zivoe Finance. Zivoe poised to disrupt high-interest consumer lending (sometimes known as "payday lending") by offering the communities who rely on these loans a lower interest rate, powered by blockchain and decentralized applications.

00:00 - Cold Open

00:37 - Intro

00:47 - Introductions to the Ziveo team

01:38 - Thor's Background in Crypto

2:30 - John's Background in Crypto

4:10 - What is Zivoe?

6:50 - How does a protocol fix the issue?

10:10 - How does this protocol work?

13:00 - the Web 3.0 Credit Score

14:50 - Where are you in the development process? What's the security behind it? What's the "Go to market" strategy?

21:02 - Servicing loans

22:53 - What's the market look like at launch?

23:56 - How will this tech advance in the short-term future.

27:27 - Final thoughts

29:50 - Where to find Zivoe on the web

30:22 - Derrick's final thoughts, what's next.

To Find Zivoe on the web, check them out at https://zivoe.finance or on twitter at https://twitter.com/ZivoeFinance

The Convergence Podcast is an Audio and Video podcast series hosted by Derrick Mains. We'll cover and explain all things in the emerging Web 3.0 ecosphere. From Blockchains, NFTs, DAOs, and more, join us every week as Derrick learns from some of the industries leaders in the space.

To find out more about our show, please go to

https://www.theconvergencepodcast.com/

If you enjoyed this video with Zivoe about NFTs, Blockchain, Smart contracts explained, and what is a smart contract NFT, please remember to like, share, subscribe and leave a comment if you have any questions, suggestions, or feedback. We hope to see you here again soon!

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