Show Notes (Arrive Version)

Episode Title: The Glass Cage: Asset Protection & Liability (Episode 84)

Episode Description: "A dark parking lot is a lawsuit waiting to happen."

For a Store Owner, safety isn't just about protecting people; it's about protecting the asset from "Negligent Security" claims. One incident can spike your insurance premiums or lead to a settlement that wipes out your annual profit.

In this episode of Arrive, Mike Hernandez breaks down the legal concept of Foreseeability and how to build an "Audit Trail" that defends you in court. Plus, a special welcome to Kristin (Member #1)! We also share the story of "The Lucas Plan"—Mike's 25-year journey to his degree—as a reminder that resilience is the owner's most valuable asset.

What You Will Learn:

• Negligent Security: Why you can be sued for crimes committed by other people on your property.
• The Audit Trail: How to document your repairs and training so you have proof of "Due Diligence."
• Insurance ROI: How security upgrades (cameras, lighting) can directly lower your premiums.
• The "Lucas Plan": Mike shares his personal story of persistence—taking 25 years to earn his degree—proving that it's never too late to achieve your goals.
• Community Shout-Out: Welcoming Kristin (Member #1) to the Ownership circle.

Resources & Links:

• 📲 Download the Owner's Liability Shield: Text the word SHIELD to 956-897-9192.
• 🎧 Recommended Listen: Drive: Episode 74 (Hear how the District Manager audits the territory for these specific risks).