The downward spiral of oil prices is impacting employment and loan performance at many banks. It is creating some major losses for banks and the Fed is stepping in to waive some regulationsThis is a Bear Sterns moment like 2008Unemployment numbers are rigged the real number is closer to 10%The Sino-American economic war of attrition continues Chinas GDP is shrinking which is impacting the entire world economyI have information that China is building hundreds of empty 30 story high rises all over the country (eye witness) Stock Market is very volatile and will continue that way all year with a 20-30% bear market Look for lots of down 300 points with occasional plus 200 days but still net downMost stocks are way overvalued and most vulture capital firms are requiring a leaner approach and profitability from startupsEven main street talking heads are now saying what we have been saying for over 6 monthsWar on cash This will heat up in 2016 because of negative interest rates being implementedLook out for deflation due to oil and other commodities collapseFood will continue to become more expensiveStricter capital controls will be created and more paperwork to get cashCulture war against Christians will heat up Political correctness will become obnoxiousLook for court cases against churches for not performing Same Sex weddings or other functionsBeginning in 2017 you will see Obama as UN Secretary and then we are truly entering the tribulation period.