What if outdated fears are keeping you from the best retirement tools available today? In this episode, John Scallan breaks down the evolution of annuities, the role of index funds, and why guaranteed income is more critical than ever. From the “golden age of annuities” to dynamic income strategies that span 30+ years, this conversation is packed with practical insights for anyone approaching retirement. Plus, a candid look at how Social Security, inflation, and longevity are reshaping the retirement landscape.

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