The housing market is stuck in a strange place. Mortgage applications are up 20% year-over-year—buyers are getting pre-approved and figuring out what they can afford. But they're not actually buying. Meanwhile, sellers are pulling homes off the market at the highest rate in 8 years rather than accept lower offers. And home price growth? It just hit its slowest pace since 2012.

In this week's episode, we break down:

• Why home prices are barely rising and what that actually means
• The delisting surge
• Mortgage applications are up, but closings aren't following—here's why
• The Paradox of Choice: the psychology keeping qualified buyers frozen
• That Newsweek prediction of a 50% crash—and why it's probably wrong
• What the new 2026 conforming loan limits mean for your buyers

This isn't doom and gloom. It's not hype. It's what's actually happening in the market right now, explained so you can be the expert your clients need.

Real Estate Unpacked comes out every Monday with the week's most important housing market news. No fluff, no overwhelm—just the intel you need to sound like the smartest person in the room.

For: Realtors who want to be the real estate economist of choice in their market. Also great for buyers and sellers who want to understand what's really going on.

Topics: Housing market analysis, real estate trends, mortgage rates, home prices, buyer psychology, market predictions, economic data explained

Real Estate Unpacked is brought to you by Jennifer Templeton, Realtor and Broker Associate with Keller Williams Rockwall. If you're looking to connect with a Realtor in the DFW area, let's talk. You can reach out to me by email at [email protected].

Sources:

https://www.mortgagenewsdaily.com/news/11252025-case-shiller-fhfa-home-prices-prices-appreciahttps://www.realtor.com/research/case-shiller-home-prices-september-2025/

https://www.nar.realtor/newsroom/nar-pending-home-sales-report-shows-1-9-increase-in-october

https://www.redfin.com/news/delistings-jump-sellers-pull-homes-off-market/

https://www.redfin.com/news/housing-market-update-rising-home-prices-curb-sales/https://www.newsweek.com/price-correction-worse-2008-housing-market-analyst-11103703

https://www.freddiemac.com/pmms

https://www.mba.org/news-and-research/newsroom/news/2025/11/26/mortgage-applications-increase-in-latest-mba-weekly-survey

https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026