Are you blindly saving for retirement and hoping it’ll all work out? In this episode of Mastering Your Wealth Podcast, David Gagnon breaks down why hope isn’t a strategy and how proactive planning—especially around income, taxes, and healthcare—can make or break your financial future. From the myth of the “magic number” to the emotional challenges of retirement, David shares insights from 40 years of experience to help you avoid costly mistakes and build a plan that lasts.

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