Buying a home comes with many expenses that go beyond the purchase price. From closing costs, home insurance, property taxes, HOA fees, and maintenance and repairs to other miscellaneous costs, such as application fees, appraisal costs, and discount points, it's important to factor in all the expenses associated with buying and owning a home. By doing your research, working with professionals, and being prepared, you can make informed decisions and avoid any surprises along the way.