Not all investment properties are created equal and neither are the lending rules behind them.

In the first episode of 2026, Trent and Simon unpack the different types of property investments that fall outside the “standard” house or townhouse and what you need to know before jumping in.

From studio apartments and dual key setups to NDIS properties, rooming accommodation, rural lifestyle blocks, land banking, Airbnb and more, this episode dives into how lenders assess these specialised securities, where deposits can increase, why borrowing options narrow and the risks many investors do not consider.

If you are tempted by high yields or trending strategies, this is a must listen before you commit.

Topics Covered:

• Studio apartments under 40sqm and why lenders reduce LVRs and limit options

• Dual key properties, specialised security and cross collateralisation traps

• NDIS investments, lender appetite, policy risk and resale pool concerns

• Rooming accommodation or HMO, multi tenant servicing treatment and due diligence

• Rural and lifestyle properties and why some major banks are more flexible than others

• Postcode and high rise restrictions and how lender exposure limits work

• Land banking and servicing challenges without rental income

• Airbnb and how lenders treat short term income plus regulatory risks to watch

Connect with Trent & Simon:

Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/

Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/

Get in touch:

Instagram: https://www.instagram.com/sevenfoldproperty/

LinkedIn: https://www.linkedin.com/company/sevenfoldproperty

YouTube: https://www.youtube.com/@SevenfoldPropertyGroup

Email: [email protected]

Learn more:

Sevenfold Property: https://www.sevenfoldproperty.com.au/

Your Future Strategy: https://yourfuturestrategy.com.au/

Disclaimer:

https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/