What happens when retirees chase tech‑stock excitement without seeing the hidden risks? In this episode, Brooks breaks down how sector imbalances quietly build inside portfolios and why an X‑ray of your holdings can reveal far more “catch‑up” than true diversification. He explains how guardrails, disciplined rebalancing, and income‑first planning help retirees participate in growth without relying on any one sector. The conversation then shifts to easing into retirement, exploring how part‑time work, budgeting, health‑care considerations, and a structured “retirement bridge” can protect lifestyle and peace of mind.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

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