We're back with a brand new episode of Life After Debt! In this one, Amber Duncan sits down with Carla Shellis to talk about the unique challenges women face during the holiday season—especially when it comes to stress and financial strain. They dive into the importance of giving meaningful gifts, the charm of homemade presents, and the true value of just being present with the people you love. Carla also shares some practical tips on budgeting, why we often overspend, and the crucial role women play in family dynamics. The conversation is all about finding balance—how to serve others while still prioritizing your own family—and why creating lasting memories should matter more than material gifts. Tune in for some thoughtful advice and a fresh perspective on the holidays!