Remember Fred Sanford (Redd Fox)?  Whenever it suited him or he wanted some sympathy with his son he pretended to be having a heart attack and cried out for his dearly departed wife and said yes, this was the big one! Again and again, we were told to beware of a financial crisis if we didn't bring down debt and deficits and get our fiscal house in order. But like Chicken Little, the sky hasn't fallen - yet. And it probably won't. At least the best minds are thinking the danger with unsustainable debt is not like a meteor falling on our house. It is more like an infestation of termites that does as much damage over a very long period of time.  Our greatest leaders from Madison to Jefferson to Lincoln have warned of falling into the debt trap. They knew 200 years ago it was nothing short of Generational Theft letting our posterity pay for we consumed. But the adverse affects don't stop there. Paying interest on the debt hogs out resources that could go to education or fixing roads and bridges.  The ideas of John Maynard Keynes had their day, but then thankfully fell out of fashion. Only to be replaced by a form of Keynesian Economics on steroids called Modern Monetary Theory which postulates that as a nation we can print, borrow and spend as much money as we want -- with the tiny fine print: so long as interest rates don't EVER rise AND the dollar remains the Reserve Currency of the world.  It is only believers in the Hot Hand Theory who would imagine that just because we have kept interest rates down for a generation that we will ALWAYS be able to do so.  We hadn't had a worldwide pandemic for 99 years, but then guess what.  Modern Monetary Theory is goofy economics to allow the spenders in Washington (spoiler alert: you only need to worry about the Democrats and Republicans) to binge on our kids and grandkids money so they can realize the interests of their politics regardless of the financial health of the country.  The truth about it all is that the Business Cycle has NOT been repealed as so many think and act.  This subject is not sexy and popular and is all about being the adult in the room, not the life of the party.  But we have to remain steadfast and vocal and support the few who are willing to make the hard choices for the betterment of the country.  If you take out the phony politicians who only feign their fear of big spending when the OTHER party is doing the spending it is a small group -- a very small group that remain. I call these the churchills after Winston Churchill who was alone for years warning the world of the dangers of a re-armed Germany.  We know how that ended up don't we. He was also the first and the most vocal to warn of the anti-freedom ideology of communism and the Cold War we were facing. The debt and our annual deficits are an insidious problem that wil create so much rot inside if we ignore it, there may not be an apple to save if don't begin to improve and reduce the debt when times are good. Every gets that in times of war and crisis you do what you have to do and spend what you have to spend. But if we fail to have the discipline when times are good, we will pay a high price and become nostalgic for the good ole days of now.