Today we’re talking with Senshi Masa of Secured Finance. In his line of work, he covers clients from private banks to insurance companies. When Masa was a banker, he found there was a huge gap between finance and technology. He decided to go back to school and learn to program and study computer science. He says when he first saw smart contracts, he was shocked by their potential. He says essentially it allows anyone to become a structurer. It was at a 2018 bitcoin expo that he became a big fan of the decentralized space. By 2019 he was hosting workshops in the blockchain and crypto space.

Masa describes the regulatory landscape of Japan as conservative. He says recently the financial services agency started talking to engineers with the idea of meeting together and discussing topics to set a better standard. Secured Finance brings maturity and best practices into the defy space. They open up interbank markets for everyone. There’s a huge gap between traditional finance and crypto finance, like water and oil. Masa says someone has to bridge the gap. He says the DeFi project looks successful, and they don’t want to spend a lot of time on legal things, therefore they need a master agreement. A standard protocol doesn’t yet exist in the defy space.

The Secured Finance platform offers peer to peer lending. Masa says the biggest issue in defy is the yield curve lasts 90 days if you’re lucky. They leverage an established framework in order to collateralize peer to peer lending. They aim to build a capital market of more than one year. Their platform also has a currency swap and an interest rate market. If the interest rate for USD is low, you can borrow USD and invest in bitcoin. There’s also a cross chain fx trading tool on their platform. They aim to solve the problem of interoperability. Currently, there’s a lot of cross chain solutions like wrapping. Without those solution's money can’t move across chain, but the biggest problem with wrapping is losing utility.

The platform is currently in demo mode and aims to roll out late summer. They have nearly 300 signups already, and anyone that’s interested in early access can sign up at securedfinance.com by filling out a simple survey. While there you will also find all links to Twitter, Discord, and Telegram.

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