The best time to plant a tree was twenty years ago, the 2nd best time is today. 

In this episode, host Dave Gallegos addresses a common regret among homeowners known as 'The ‘I Should Have Bought Sooner’ Tax'. Dave delves into the financial implications and psychological factors that lead to this sentiment. He discusses the advantages of entering the market now rather than later and how there is no such thing as “timing the market”. Listeners will be motivated to take the next steps and save themselves from the 'I Should Have Bought Sooner' tax.

01:00 - Closing the Wealth Gap

02:00 - The 5 Fundamentals for Financial Balance

03:05 - Housing Appreciation

04:25 - The “I Should Have Bought Sooner” Tax

07:45 - Why Home Prices Won’t Decline

09:15 - America is a Growing Country (and Economy)

11:50 - Downsizing is Decreasing

12:40 - Land, Labour and Lumber

14:30 - The Mortgage Meltdown

18:40 - Avoiding the ISBS Tax