In this episode recorded on May 6, 2026, we are joined by I&M Bank Group CFO, David Ngata, and SIB Director, Laban Githuki, as we unpack the bank’s KES 20B Medium-Term Note (MTN) programme, its pricing rationale, and capital optimization strategy.

Show Notes

00:00:00 Introduction

00:01:33 I&M Bank’s Balance Sheet

00:03:32 Basics of an MTN

00:10:16 Offer Terms and Dates

00:12:41 Minimum Investment

00:13:55 How the MTN fits into the Bank’s Strategy

00:19:20 Use of Proceeds and Lending Growth

00:24:14 Application, Settlement, and Trading

00:29:01 Asset Quality

00:31:18 Key Details and Final Pitch

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