Everyone’s talking about affordability. Almost no one is defining it correctly. 

In this episode of The Impact Series, Mike Collignon sits down with Bill Lazar—affordable housing leader with nearly four decades of experience—to break down what’s really driving the housing crisis. 

Spoiler: it’s not just supply and demand. From corporate investors buying up single-family homes to broken valuation systems that ignore operating costs, the system is pushing working families further out—while calling it “normal.”

In this episode: 

• Why “affordable housing” doesn’t mean what you think it does 

• How investors are reshaping entire housing markets 

• The real reason builders aren’t building starter homes anymore 

• Why energy efficiency and lower utility bills actually matter more than price 

• The policies, financing gaps, and incentives missing from the system 

And one uncomfortable truth: Builders will build anything—but only if the system allows them to survive. This isn’t just a housing problem. It’s a system problem. Watch the full conversation. Then rethink what affordability really means.