📢Episode Summary:
Welcome back to theFresh Perspective Podcast! After a brief hiatus, we’re excited to bring you insightful discussions on retirement planning, investment strategies, and tax-efficient financial decisions.

In this episode,Michael Mezheritskiy (President of Milestone Asset Management Group) andRich LoPresti (Certified Financial Planner) dive into two essential investment concepts:Asset Allocation and Asset Location—and why both are critical for a secure and tax-efficient retirement.

✅Key Takeaways from This Episode:

• Asset Allocation vs. Asset Location: What’s the difference, and why does it matter?
• How asset allocation balances risk and return as you transition from accumulation to retirement
• Why asset location can help minimize taxes and maximize after-tax returns
• The importance of the sequence of returns risk and how to protect your portfolio from market downturns
• The bucket strategy: A unique approach to asset allocation based on cash flow needs
• The role of tax-advantaged accounts (Traditional IRA, Roth IRA, Brokerage) and how to optimize them
• Common mistakes investors make with mutual funds, bonds, and target-date funds

💡Did you know?
Vanguard’s research suggests thatproper asset location can add up to 0.75% in after-tax return per year, significantly improving long-term wealth accumulation.

Whether you’re nearing retirement or just getting started, this episode provides actionable insights to help you build asmarter, tax-optimized portfolio.

🎧Listen Now on:
📌Apple Podcasts |Spotify

🔗Resources & Contact:
📍Website:milestoneamg.com
📞Call Our Office: 860-259-4800

If you have questions or want to discuss your retirement strategy, reach out—we’re here to help!

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