I just got off the phone with an advisor,

He wanted help providing additional retirement income for his client.

A SPIA, Single Premium Immediate Annuity, gave them the most income.

He said, “But if my client passes away, the insurance company is going to keep the rest of the money, nothing will be left for their kids.”

I hear this misconception all the time and it's...

Not true.

There are so many ways to structure an annuity, and we figured out a way that made the most sense for these folks.

Providing Lifetime Protected Income AND a Legacy for their Beneficiaries.

What "annuity myth" do you hear the most?

Let me know in the comments.