Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is all about Embedded Insurance & InsurTech valuation 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

Embedded Insurance

📌Forcing a customer to buy Payment Protection insurance at a 90% commission ratio is not consumer friendly

📌Apple starting tracking-based health insurance could very well close a protection gap, especially in the US

📌In developing countries without existing insurance distribution infrastructure embedded is the only way to distribute micro-insurance

📌As a rule of thumb if you buy insurance with a high-margin product and/or if it's fully (obligatorily) embedded you’re more likely to get a good deal

InsurTech Valuation

📌The honest number on insurtech downward valuation is 80-90%

📌In private markets, valuations can still be pushed upwards by giving specific rights to investors

📌The markets value future achievements much lower than up to a year ago

📌For a lot of start-ups valuation under today’s standards is lower than the sum of liquidation preferences

📌With liquidation preferences, shareholders don’t sit in the same boat

📌A lot of start-ups need one or two more funding rounds to reach break-even

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry!

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