Why does borrowing suddenly feel so expensive?

In this episode of Who Keeps Blocking Black Wealth, Dana explains the forces that make up interest rates using a simple real-world example that reveals how lenders evaluate risk, time, and uncertainty.

Understanding these basic principles helps explain why borrowing costs change and why financial systems sometimes feel unpredictable.

The conversation also reflects on a deeper truth found in scripture:

“My people are destroyed for lack of knowledge.” — Hosea 4:6

This podcast exists to shine light on financial knowledge many people believe has been hidden from them, so that knowledge can be understood and used wisely.