Bill Bender on the top four teams in college football, Michigan vs. Georgia, the current state of the Big 12, Gundy's 2-point conversion decision, if Michigan could lose to Ohio State, what happens to the Big Ten's Playoff chances if the Wolverines lose to the Buckeyes, behind the scenes of the College Football Playoff committee, whether UCF is getting a fair shake, 6-10 in the rankings, and if Georgia will give Alabama a scare in the SEC Championship.