Christmas Eve, 1998. Luna's friend Margie, a postal worker in the tiny town of Millbank, takes the last route of the night—a single red envelope addressed to an abandoned farmhouse on Hemlock Road. The house has been empty for forty years, but there's a kettle boiling on the stove, a fresh set of footprints in the snow, and a woman in the window who wears Margie's own face. What she finds inside the farmhouse isn't a living person—it's a letter, a photograph, and a question about a debt she doesn't remember. This episode is a meditation on inherited guilt, the weight of a kindness you can't recall, and the things that wait at the end of a dead-end road for someone who owes them.

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