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Have you ever wondered how people travel so often? Or maybe you’re listening to this now because you’ve always wanted to travel more but couldn't figure out how to make it happen? Stay tuned to hear about one of our favorite strategies to make the most of our yearly travel budget: Travel Hacking. 

#1 Beginners Travel Hacking 

• Travel hacking is using credit card points to pay for travel expenses. With maybe our favorite (and definitely most used) card, The Capital One Venture card, you accumulate points with your regular spend (the amount you put on a card each month) and then “erase” any travel purchases you make. 
• We’ve used this for free flights to Europe, twice and also many domestic flights since signing up for the card in 2017. 

#2 Intermediate Travel Hacking 

• If you feel like you are on board with the Capital One Venture card and want to take your hacking to the next level, we recommend the Capital One Venture X card. The difference here is that this card costs $395/year. That high annual fee gets you the same eraser power you had before, but also comes with a $300 travel credit (when booked through the travel portal!), and 10,000 anniversary points- which that alone is $400 a year (as long as you actually use them!). It comes with priority pass for airport lounges, access to signature select airport lounges, and capital one lounges. It also gives you Global Entry/TSA precheck and some other fun perks like basic travel insurance, rotating memberships through the year, etc.

#3 Expert Travel Hacking

• In our world, expert travel hacking comes in the form of transferring your points to partners instead of using them in a portal or erasing points. What that means is you have, let’s say, 10,000 credit card points. Now instead of using those as an eraser, you transfer them to Delta and use them like Delta Skymiles. In this case, you often get much better redemption rates (cent per point!). 

Capital One Venture Referral https://capital.one/3LT5QSw 

Capital One Venture X Referral - https://capital.one/3XxznDD

Sapphire Preferred Referral Link- https://www.referyourchasecard.com/6f/QR1AP1HFLV 

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