The Los Angeles fires pose huge questions about the future of life in America: Where is it safe to live? How can you protect yourself from such disasters? Is home insurance even obtainable anymore? And will our society finally respond in a serious way to the climate emergency?

In the first of a two-part Lever Time series, David Sirota speaks with New York Times writer David Wallace-Wells, New Yorker staff writer Elizabeth Kolbert, and former California Insurance Commissioner Dave Jones about what makes this blaze different from past fires — and how we prepare for the next one.

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