We may have received our last child tax credit if the credits don't get extended through congress, about 36 million families in the US received a monthly check on the 15th of each month. Boyd Matheson joins the show about what this check represents, it’s not a stimulus, it's a child tax credit. 10:20 How does this tax credit impact families? Susan Spiers, CEO of Utah Association of CPA's helps us answer that question.