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The Level-Up Money Plan for Families
What are some strategies for couples to align their financial goals?
In this episode, Ben Matthews shares a family-friendly framework for managing money without constant stress or arguments. He introduces the “Level-Up Money Plan” and mixes in negotiation wisdom from Chris Voss to make money talks easier. From automatic savings to setting up fun funds, this episode is packed with real-world advice for couples juggling debt, kids, and chaos.
Topics Ben explores in this episode:
(0:27) The Level-Up Money Plan
* Traditional budgeting is out; the Level-Up Money Plan is a more flexible, family-friendly approach.
* Automate bill payments, savings, and “fun money” to reduce financial stress and arguments.
(2:36) If Your Partner Isn’t Onboard
* Financial talks with a resistant husband or wife don't have to be war zones.
* View money conversations as a way to build partnership, not assign blame.
(4:07) Psychology of Money Talks
* Frame conversations using “loss aversion” to make saving feel like a choice, not a punishment.
* Build a “sh!t happens fund” to turn financial emergencies into minor hiccups.
(8:06) Listener Question
* Most people who file bankruptcy aren't irresponsible—they’re hit by life’s curveballs.
* Helping people avoid bankruptcy is Ben’s real mission, even if it means fewer clients.
(10:07) When You Need More Than a Plan
* If debt has you underwater, bankruptcy can be a reset, not a failure.
* Ben’s firm offers judgment-free consultations to help people find real solutions.
Learn more: https://debtsucks.info
Watch Chris Voss’s TEDx talk, Never Split The Difference: https://www.youtube.com/watch?v=MjhDkNmtjy0
Get Chris Voss’s book, Never Split The Difference: Negotiating As If Your Life Depended On It: https://amzn.to/3YKRIQL
Talk with Ben Matthews: 803-799-1700
Subscribe to the Debt Sucks Podcast!
Apple: https://apple.co/3Fz2vXE
Spotify: https://spoti.fi/4kvltyl
YouTube: https://www.youtube.com/@DebtSucksPod
Facebook: https://facebook.com/debtsuxspod
Instagram: https://instagram.com/debtsuckspod
TikTok: https://tiktok.com/@debtsuckspod
X: https://x.com/debtsuckspod
The Debt Sucks Podcast is your fun, no-BS approach to debt relief. Say goodbye to stress, shame, and debt. Hosted by consumer bankruptcy attorney Ben Matthews, this is your weekly dose of real, relatable advice on crushing debt. If you’re dealing with mounting bills or sick of living paycheck to paycheck, we’re here to help you take control of your finances and find your way out.
This episode was produced by Story On Media: https://www.storyon.co/
View all episodes
By Ben MatthewsWhat are some strategies for couples to align their financial goals?
In this episode, Ben Matthews shares a family-friendly framework for managing money without constant stress or arguments. He introduces the “Level-Up Money Plan” and mixes in negotiation wisdom from Chris Voss to make money talks easier. From automatic savings to setting up fun funds, this episode is packed with real-world advice for couples juggling debt, kids, and chaos.
Topics Ben explores in this episode:
(0:27) The Level-Up Money Plan
* Traditional budgeting is out; the Level-Up Money Plan is a more flexible, family-friendly approach.
* Automate bill payments, savings, and “fun money” to reduce financial stress and arguments.
(2:36) If Your Partner Isn’t Onboard
* Financial talks with a resistant husband or wife don't have to be war zones.
* View money conversations as a way to build partnership, not assign blame.
(4:07) Psychology of Money Talks
* Frame conversations using “loss aversion” to make saving feel like a choice, not a punishment.
* Build a “sh!t happens fund” to turn financial emergencies into minor hiccups.
(8:06) Listener Question
* Most people who file bankruptcy aren't irresponsible—they’re hit by life’s curveballs.
* Helping people avoid bankruptcy is Ben’s real mission, even if it means fewer clients.
(10:07) When You Need More Than a Plan
* If debt has you underwater, bankruptcy can be a reset, not a failure.
* Ben’s firm offers judgment-free consultations to help people find real solutions.
Learn more: https://debtsucks.info
Watch Chris Voss’s TEDx talk, Never Split The Difference: https://www.youtube.com/watch?v=MjhDkNmtjy0
Get Chris Voss’s book, Never Split The Difference: Negotiating As If Your Life Depended On It: https://amzn.to/3YKRIQL
Talk with Ben Matthews: 803-799-1700
Subscribe to the Debt Sucks Podcast!
Apple: https://apple.co/3Fz2vXE
Spotify: https://spoti.fi/4kvltyl
YouTube: https://www.youtube.com/@DebtSucksPod
Facebook: https://facebook.com/debtsuxspod
Instagram: https://instagram.com/debtsuckspod
TikTok: https://tiktok.com/@debtsuckspod
X: https://x.com/debtsuckspod
The Debt Sucks Podcast is your fun, no-BS approach to debt relief. Say goodbye to stress, shame, and debt. Hosted by consumer bankruptcy attorney Ben Matthews, this is your weekly dose of real, relatable advice on crushing debt. If you’re dealing with mounting bills or sick of living paycheck to paycheck, we’re here to help you take control of your finances and find your way out.
This episode was produced by Story On Media: https://www.storyon.co/