The lies insurance companies tell, and we've heard them all. Insurance adjusters are not your friends. Full coverage is not directly correlated with good coverage.

 Clients believe they are fully insured, but often it only means they meet the minimum requirements. Property damage is small compared to bodily injury, and you need real protection, not just the illusion of coverage.

Adjusters use tactics such as the friendly voice call with a quick settlement or the blame game and delay to shift liability away from their insured. Many people also do not have rental car coverage, which leaves them stranded when companies stall for thirty days. Agents may promise full coverage or lower your PIP to make a quote look cheaper, but that leaves you exposed when you need help most.

Insurers deny ten to twenty percent of all claims nationwide, and some deny one in three. That is not an accident; it is a strategy. Then they use insurance math, claiming your case is worth only double the medical bills. That is dumb math. Real value looks at injuries, pain, and long-term impact. Arbitration results reveal the true value of cases.

Do not fall for insurance math. Protect yourself with good coverage and know the tactics that companies use every day. Leave early, slow down, and be safe. Good afternoon.

WE WIN FOR YOU. PERIOD.

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