We’re living longer than any generation before us—and while that’s a gift, it comes with consequences most families are deeply unprepared for. In this episode of Caregiver’s Compass, Lindsay Friedman sits down with Michael Banner, founder and host of the nationally recognized 62 Who Knew podcast, to unpack the uncomfortable truth behind longevity, retirement, and long-term care in America.

With over 40 years of experience in housing, retirement planning, and financial strategy, Michael shares why the traditional retirement playbook no longer works. Planning for 10 years after retirement is no longer enough—we now need to plan for 25 to 30 years of living, often with increasing healthcare needs, rising costs, and shrinking safety nets.

Through deeply personal stories, including caring for his own father, Michael reveals why love alone is not a long-term care plan—and why even strong families can be financially and emotionally overwhelmed without preparation.

This conversation goes beyond numbers. Michael and Lindsay explore the emotional cost of caregiving, the hidden impact on spouses and daughters, and why aging parents often want their children to remain their children—not their nurses. They also tackle misunderstood tools like long-term care insurance and reverse mortgages, separating outdated myths from today’s realities and showing how thoughtful planning can preserve dignity, independence, and choice.

If you’re in your 40s, 50s, or early 60s—or caring for aging parents—this episode is a wake-up call delivered with compassion, clarity, and wisdom. Because knowledge isn’t power. Acting on it is.

LTCareNav.com/62Whoknew