In this episode of Growth Notes, Frazier takes aim at the most dangerous phrase in business: “If it ain’t broke, don’t fix it.”

He breaks down how this mindset is killing innovation in the mortgage industry—and in your personal growth. Sticking with the status quo might keep you safe, but it also keeps you stuck. Frazier challenges you to stop coasting and start getting uncomfortable, because the real risk is staying exactly where you are.

This one’s your wake-up call: if you want different results, you need different actions. Start with that one thing you’ve been avoiding.