What if everything you’ve been told about student loans and bankruptcy… is wrong? For decades, the system said no. No relief, no exceptions. But quietly, without much fanfare, the rules changed. Now there’s a new process — and for some borrowers, it means complete discharge is finally possible. So why hasn’t anyone told you? And what would it mean to finally let go of that debt you thought you'd carry for life?

What if filing for bankruptcy wasn’t the end, but the beginning of something better?

What if the real mistake isn’t the debt... but walking away without fixing your credit?

In this episode, Attorney Jamie Miller shares how a personal family bankruptcy shaped a legal practice built on redemption, not just relief. The surprising truth? Most attorneys stop short. Jamie doesn’t.

This episode originally aired on [720 System Strategies]. Published with permission from [Philip Tirone].

What happens when the pressure of debt becomes too much to hide? Robert Warren was living the American dream — steady job, beautiful home, loving family — until a slow financial collapse forced him to confront a truth he didn’t want to face. What he did next changed his entire future. This is the real story of how taking one terrifying step can lead to freedom, stability, and a life you never thought you could rebuild. Would you have had the courage to do the same?

What if your darkest financial moments could spark a new beginning? In this episode, we dive into a journey of overcoming crushing debt, navigating a painful divorce, and hitting reset with Chapter 7 bankruptcy. Have you ever wondered if starting over truly means leaving everything behind? Join us as we explore how a powerful partnership and a little financial education can transform despair into hope. Could a fresh start be just one decision away?

Ever wondered how a basketball injury, a quirky home project, and tax deadlines can intersect? In this episode, I dive into the unexpected parallels between life's everyday challenges and the high-stakes world of tax filing. Can missing documents really derail your financial future? How can a dose of humor and creative problem-solving turn tax season into a journey of discovery? Tune in to explore the art of filing taxes with wit, wisdom, and a hint of playful banter.

Have you ever wondered how a few extra percentage points on imported goods could ripple through your everyday expenses? In my latest episode of The Miller Law Chronicles, Deborah Stencel and I dive into Trump's tariffs and their surprising impact—from rising prices on household staples to the future of American manufacturing. Could these economic shifts be setting the stage for a new normal in our wallets? Join us as we explore whether these policies are just numbers or the start of something much deeper.

What does it take to navigate a system that promises relief but often deepens financial despair? On this episode of Miller Law Chronicles, I sit down with Deborah Stencel to unravel the human cost of bankruptcy reform—from the rush to file before BAPCPA took effect to the complex maze of Chapter 13. Are we really finding justice in a system that ties up our futures for years? Tune in to explore how debt, stress, and a quest for fairness intertwine in our modern financial landscape.

Ever wondered which debts disappear in bankruptcy—and which ones stubbornly remain? In our latest episode, I sit down with Deborah Stencel to explore the surprising details behind non-dischargeable debts, from child support and tax bills to those tricky student loans. How do recent charges affect your case? And what hidden pitfalls should you know before filing? Dive into our candid, question-driven conversation where legal expertise meets personal insight, and discover what really happens when the numbers don’t add up.

Have you ever wondered how quiet moments can spark radical change? In our first 2025 episode, I dive deep with Deborah Stencel into the unexpected wisdom of everyday life—from intimate New Year’s celebrations and the quirky regret of a forgotten wedding dress, to tackling mounting debt with humor and decisiveness. Can honest conversations and small actions really kill fear? Join us and explore how life’s candid moments inspire transformation.

What do NBA trophies, holiday traditions, and the harsh realities of wage garnishments have in common? On this episode of The Miller Law Chronicles, Jamie Miller and Deborah Stencel dive into Wisconsin sports triumphs, nostalgic Christmas memories, and critical advice for navigating garnishments during the holidays. Ever wondered how to stop a garnishment—or even get your money back? Find out how to protect yourself, all while sharing a laugh over favorite holiday movies and music. Listen now to uncover insights that might just change your season.