The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average ...

By Phil Wocken - Personal Finance, Budgeting and Early Retirement Enthusiast

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What's The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks about?

Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks – Welcome to The Modest Millions Show. We’ll discuss personal finance strategies for average folks like you and me so we can better understand and control our own financial destinies. We’ll cover everything from how to setup (and run) a budget, which is the most critical building block of any personal finance plan, to how to figure out what your “ideal retirement” looks like, to the exploration of supplemental and/or passive income streams that can help fuel your personal finance goals. If you listen to money podcasts like The Dave Ramsey Show, Dough Roller Money Podcast, Radical Personal Finance, Afford Anything with Paula Pant, Smart Passive Income with Pat Flynn, BiggerPockets, Investing in Real Estate with Clayton Morris and Listen Money Matters, you’ll definitely find value in The Modest Millions Show. Subscribe today so you don’t miss an episode!

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MM019: 15 Personal Finance ...

01.09.2018

We come into January energized and refreshed to conquer the world. We set ambitious resolutions so we can better ourselves and achieve our goals. And then, almost as quickly as we made the resolutions, our resolve falters and we give ...

The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks episodes:

01.09.2018 MM019: 15 Personal Finance Resolutions for the New Year We come into January energized and refreshed to conquer the world. We set ambitious resolutions so we can better ourselves and achieve our goals. And then, almost as quickly as we made the resolutions, our resolve falters and we give ...
12.30.2017 MM018: The Importance of Reflecting at Year’s End This time of year, specifically during the week between Christmas and New Year’s, I always like to take a beat to reflect on the previous year and do some heavy planning for the upcoming year. It’s usually pretty quiet at ...
12.30.2017 MM017: How We Cut the Cord Without Losing Our Sanity Almost exactly a year ago, we cut the cord and ditched our cable. Along the way, we learned a few things that might be helpful to you as you consider cutting the cord. The fact is, nobody needs a 200-channel ...
08.07.2017 MM016: How to Find Your Side Hustle I’ve been known to have an idea or two for a side hustle. Some are ridiculous ideas. Some are impossible ideas. Some ideas are so far-fetched I don't know how in the world I came up with them. And then ...
07.03.2017 MM014: The Simple Math of Calculating Inflation in Retirement Figuring out how to calculate how inflation affects your retirement savings is made out to be a super-complicated process, requiring advanced math skills. What's frustrating is that calculating how your retirement savings is impacted by inflation isn't all that difficult. ...
06.16.2017 MM013: The Power of Small Dollars for Personal Finance There's this misperception out there that you need to have a bunch of money socked away before you can invest in either a retirement account or taxable account. Some of this advice comes from popular pundits who promote a debt-free-first ...
06.01.2017 MM012: Price is What You Pay Value is What You Get As a proud budgeteer, I'll be the first to admit that I say "no" more often than I say "yes" when it comes to budget decisions. But sometimes, you need (or want) to flex your budget to make room for ...
05.16.2017 MM011: A Tribute to Moms Let's take a quick departure from our regularly scheduled personal finance programming to talk about moms, specifically about the two most important moms in my life, Mama Modest and Mrs. Modest. It's because of the money management principles that my ...
04.26.2017 MM008: Roth vs. Traditional IRA Which is Right for Me? What do you do when you have the option to contribute to either a Roth IRA or a traditional IRA? Is it better to take the tax break now in the hopes that the added investment juice and a projected ...
04.18.2017 MM007: Tax Day Takeaways Today is Tax Day in the U.S. It’s a day dreaded by many, but hopefully this year's tax season was relatively stress-free and free of any major surprises for you. As we wrap up one tax year and plan for ...
04.11.2017 MM006: Understanding Retirement Accounts: IRAs Sometimes you don't have access to a 401(k). Sometimes you want to have more control over which funds you're investing in. Sometimes you just want to have more retirement savings vehicles available to you. The IRA is the unheralded hero ...
04.03.2017 MM005: Understanding Retirement Accounts: Traditional 401(k) You've heard of 401(k)s at work, and heck you might (hopefully!) contribute to one. But do you really know how they work and how they can maximize your retirement savings? Let's dive in and learn more about the Traditional 401(k) ...
03.28.2017 MM004: What is the 4% Rule and is it Right for Me? Have you heard about the 4% Rule and how you can use it to safely make withdrawals from your savings in retirement? It can be a simple rule of thumb to make sure you're able to withdraw enough money to ...