What can a retired NFL star teach us about building financial stability? In this episode, Kelton breaks down Rob Gronkowski’s surprisingly disciplined money habits and uses them to explore practical strategies anyone can apply. From separating spending cash from long‑term savings to using a three‑bucket approach for near‑, mid‑, and long‑term goals, Kelton explains how thoughtful planning can create confidence at every stage of retirement. He also dives into the role of guaranteed income, like Social Security and income annuities, and how these tools can help bridge the gap between what you have and what you’ll need.

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