Everyday investors have been heavily sold private credit funds as an alternative investment and now the reality of this opaque, often illiquid market is starting to bite.

Dr Doug Turek of Minchin Moore joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• Problems with private credit spook investors
• Have commissions for financial advisers returned?
• Why government bonds are back 
• The best way to buy a US market ETF

See omnystudio.com/listener for privacy information.

Are we looking the wrong way? As property investors fret over likely lifts in Capital Gains Tax, the bigger issue for long term investors is interest rates: Despite the industry-wide assumption that we are in a new rate hike cycle, it is looking increasingly likely that rates are not going to go through the roof, in fact some already believe we should be thinking about lower rates in the near future.

Dr Sam Wylie of the Windlestone Education group and Melbourne Business School joins Associate Editor James Kirby in this episode

In today's show, we cover:

• The CGT scare - How will if affect you
• How share investing may have a tax advantage over property soon*
• Interest rate hiking cycle...maybe not?
• Is super recontributing a form of money laundering? asks a listener
  
  

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More investors are coming to realise that inherited super is taxed at 17 per cent, but the government has stirred a hornet's nest in adding a de facto death tax into the new super tax legislation. What to do?

Hugh Robertson of Centaur Financial joins Associate Editor James Kirby in this episode.

In today's show, we cover:

• Inheritance tax changes : What you need to know
• Understanding your super caps for the year ahead
• How the kids raise your Medicare Levy Surcharge  
• Dealing with overseas shares and ETFs

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At the very core of wealth building is the dilemma of setting up your super or making sure you own a home; The long-term returns on both investment choices are broadly similar, but the tax system is hugely in favour of the home-owner. So what to do?

James Gerrard of www.financialadviser.com.au joins Associate Editor James Kirby in this episode 

In today's show, we cover:

• The in-built bias against renters in the tax system
• If you already contribute 12% to super by law- should you add more?
• The lesser-known bias against renters in pensions and super
• Optimising the tax system to your life-stage 

See omnystudio.com/listener for privacy information.

Interest rates are moving higher again as the RBA renews its battle with inflation: It's time to think seriously about inflation-proofing your investments, and that means a lot more than buying some gold.

Chris Brycki of the Stockspot group joins Associate Editor - James Kirby in this episode.

In today's show, we cover:

•  The full menu for inflation-proofing your investments
• Big super funds don't have gold, but should you?
• Why Japan is back on the radar for sharemarket investors
• Dangers of market timing your superannuation choices
  
  

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'You can't get into the property investment market for less than $1m' is something you may hear regularly...but is it true? High-profile investor Nathan Birch says not only can you get into the market for $300,000 or less, but you can do it without negative gearing.

Nathan Birch of the B Invested group joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• Buying cheap - how to get started in property
• Why entry-level property is the hot spot
• Property types that fit the bill 
• Locations across Australia still offering good value 

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Whether you are with a big super fund - or run your own SMSF -  the outstanding risk for your long-term return is whether your portfolio is appropriate for your age? The chances are that you are being too conservative because you are going to live a lot longer than you realise.  

Anna Shelley, chief investment officer at AMP joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• Are you taking enough risk?
• The end of traditional age-based rules for investors
• A new era of inflation could shrink your spending power
• Getting to know the 'bucket strategy'
  
  

See omnystudio.com/listener for privacy information.

Gold prices jumped dramatically last year and then soared through the $US5,000 milestone last month: Now the price is suddenly heading south as profit takers push the price down closer to $US4,660. Some listeners may have missed the gold rally, our guest today - a specialist gold mining stock picker - says this might be a time to reconsider.

David Franklyn of the Argonaut Gold Fund joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• Gold prices drop as rally stalls...how to play the pullback?
• Why gold miners are set to boom in the next phase of the gold rally
•  Managed funds versus ETFs for gold investors
• Top gold stocks to consider now 

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The sharemarket is surging and we are trading like it's late 2007, which makes it a very good time to review how your portfolio would fare if things turn sour.It's also time to catch up on new changes in super. 

Liam Shorte of the Sonas Wealth group joins Associate Editor, James Kirby in this episode 
In today's show, we cover:

• Cash, annuities and hybrids
•  Stings in the new super tax bill
• US investments and Australian tax
•  Should I transfer my UK pension back to Australia?

See omnystudio.com/listener for privacy information.

If you are planning to put more money in the property market this year, be warned the risks of tax changes are now clearly on the table: Top of the agenda is a wind back in Capital Gain Tax concessions. 

Peter Esho of Flexdoc joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• The biggest tax risk for property investors this year
•  How Victoria's Airbnb tax has backfired
• Property's role as a 'hard asset' in a time of currency debasement
• Our 'listener questions' segment returns 

See omnystudio.com/listener for privacy information.