The Mornin’ Experience

💰 OneUnited Bank Launches AI Tool to Help Build Black Wealth
America’s largest Black-owned bank is entering the AI space with WiseOne, a new money-management platform designed to empower Black consumers. Serving over 100,000 customers nationwide, OneUnited says the tool gives personalized insights into spending, saving, and financial progress — all with the goal of building generational wealth. One bank exec said the sky isn’t the limit, “it’s just the view.”

⚖️ Military Personnel Question Legality of Trump-Ordered Missions
PBS reports that some U.S. service members are quietly seeking outside legal advice over recent missions ordered by the Trump administration — including strikes on alleged drug-trafficking boats and domestic deployments in U.S. cities. Nonprofits say the inquiries reflect deep concerns about whether the orders are legal… and what following them could mean for their careers. 🛒 Target Drops Prices Ahead of the Holidays

Target is rolling out price reductions on 3,000 food, beverage, and essential items nationwide to help families stretch budgets through the holiday season. From baby products to pantry staples, plus expanded food donations, the company says this move is part of its effort to support consumers during the shutdown-strained economy.

🌐 Main Story: “Black Mirror, But Make It Real Life” A new AI-powered app is sparking major backlash online — and for good reason.

Co-founded by Disney Channel alum Calum Worthy, the app lets users create interactive avatars of deceased relatives. Yes… talking, moving, AI-generated versions of people who have passed away. Critics are calling it:

• “Dystopian”
• “Creepy”
• “A Black Mirror episode nobody asked for”
• “A moral and emotional landmine”

The internet is divided between people who think the tech could help with grief… and people who think it crosses a line humanity should maybe never cross. We’ll get into the ethics, the mental-health implications, and whether AI should ever recreate the dead — even with “permission.”