Buying your first home isn’t just about what you can get approved for, it’s about whether the payment fits your life.

I sit down with Chad Appleton of Compass Mortgage to break down mortgage basics in plain English for first-time and relocating buyers. We talk about why talking to a lender before touring homes matters, how to think through payments instead of just purchase price, and the difference between what you qualify for and what you can comfortably afford.

We also cover common misconceptions like needing 20% down, fixed vs. adjustable-rate mortgages, and how to avoid becoming “house poor” while still setting yourself up for long-term success.

This conversation is for busy professionals who want clarity and guardrails — not jargon, pressure, or financial stress.

If you’re thinking about buying a home in the next 6–12 months, this episode will help you build a plan with confidence instead of guesswork.