Silicon Valley Living

The Mortgage Secret That Could Save You Thousands


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Biweekly Mortgage Payments: How Much You Can Save + Bay Area Market Updates

Vito discusses the dangers of kids doing reckless stunts and urges parents to intervene, then breaks down how biweekly mortgage payments (26 half-payments per year, effectively one extra monthly payment) can reduce loan balance faster and cut total interest, using examples like a $250,000 30-year loan at 4% and larger $1M–$2M scenarios while noting today’s higher rates and the option to buy down rates or make a 13th payment annually. He shares a personal note about his uncle’s passing and the option of keeping and renting a home when parents move into a retirement community. 

The Mortgage Secret That Could Save You Thousands

PROBATE AND ESTATE SALES

Open Houses this weekend, Silicon Valley Curated

Mortgage Rates this week 

Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist

What you get for $2MM Santa Clara County 

AIDA: Attract, Interest, Desire, Action 

What you get for $1MM in SILICON VALLEY 

Inventory And Supply Charts

FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist 

00:00 Dangerous Kid Trends

00:54 Savings Example at 4%

02:06 Jumbo Rates and Buydowns

02:30 Big Loan Savings Breakdown

03:26 Family Care and Keeping the House

04:20 Pro Photos and Listing Strategy

06:20 What 2 Million Buys

07:42 What 1 Million Buys

09:19 Wrap Up and Links


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Silicon Valley LivingBy SiliconValleyLiving