In this episode, Stephen and Michele dive into one of the most misunderstood areas of financial planning: retirement and whole life insurance. Too often, people think life insurance is something they do just for their loved ones—not realizing it can be a powerful tool for themselves as they plan for retirement.

We bust common myths about retirement, explore the downsides of going in unprepared, and highlight what you really need to know to secure your financial future. From the importance of equity and diversification to why working with a knowledgeable agent is critical, we cover the real talk most financial professionals won’t tell you.

Chapters:

0:00 - Introduction

1:18 - Varying visions of retirement

7:30 - Dealing with windfalls

13:17 - Dealing with capital gains on real estate

19:00 - Passing along wealth

21:41 - Connect with our team

23:03 - Closing remarks