The New Rich Academy

The New Rich Academy Weekly Briefing #016

The next crypto hacker might not be human.

AI systems are already proving they can find security holes, guess passwords and access systems they were never specifically told to touch.

And that becomes a very different problem when you connect it to crypto.

Because crypto transactions are global, operate 24/7 and, once completed, are often irreversible.

In this week’s briefing, Troy looks at recent AI security tests involving some of the biggest companies in the industry, where AI models found ways outside supposedly controlled environments and accessed real-world systems.

But this isn’t really a story about rogue robots.

It’s about what happens when autonomous software becomes capable of finding vulnerabilities at machine speed,  while operating in a financial system where mistakes can be incredibly difficult to reverse.

There is another side to the story too.

The same AI capable of finding weaknesses can also be used to find them first, audit code and strengthen security.

So this isn’t simply humans versus AI.

It’s an arms race where both attack and defence are becoming faster.

And the bigger lesson is simple:

Never give an autonomous system irreversible control over something you cannot afford to lose.

⏱️ TIMESTAMPS

00:00 AI agents are starting to break the rules
01:00 The AI experiment that escaped containment
02:00 How AI found its way into a real company
03:00 Why the AI did it without being told
04:00 Google’s AI did something similar
05:00 Why this matters if you own crypto
06:00 The hacker that never sleeps
07:00 The other side of the AI security arms race
08:00 The line we quietly crossed
09:00 How to stop being the easy target
10:00 Why cold storage matters more now
11:00 Don’t be scared. Be harder to hack

❓Question for you:

Do you think AI will make crypto safer over time or make the risks significantly bigger?

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The New Rich Academy Weekly Briefing #015

AI is starting to spend real money.

Right now, AI agents are already buying data, paying for services and making transactions online without a human completing the payment.

And something interesting is happening underneath it all.

AI and crypto, two of the biggest technology stories of our lifetime, are beginning to collide.

But this isn’t really a story about crypto.

It’s about what happens when software no longer just gives you information, but can actually act, buy and spend on your behalf.

In this week’s briefing, Troy connects the dots between AI agents, digital wallets, stablecoins and the new payment infrastructure being built for a world where machines increasingly transact with other machines.

More importantly, there’s a bigger lesson here.

The future isn’t just AI that answers you.

It’s AI that acts for you.

And before you give software access to your money, set the limits before you hand over the keys.

⏱️ TIMESTAMPS

00:00 AI bots are already spending real money
01:00 AI and crypto just collided
02:00 How an AI pays without a human
03:00 Why AI agents can’t use a normal bank account
04:00 Why crypto fits the AI economy
05:00 The missing money layer of the internet
06:00 How real is this AI payment boom?
07:00 What happens when an AI spends your money?
08:00 The risk nobody is talking about
09:00 Why this could change the internet
10:00 Don’t rush out and buy an AI coin
11:00 The rule to set before AI gets your wallet
12:00 The bigger lesson from AI and crypto

❓Question for you:

Would you trust an AI assistant with access to your money, and if so, how much would you let it spend without asking you first?

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The New Rich Academy Weekly Briefing #014 

The best-performing corner of crypto this year isn’t Bitcoin.
It’s privacy coins.

While most of the crypto market is still underwater, privacy coins are up more than 200%.

But this isn’t really a story about privacy coins.

The same signal is showing up in gold, Bitcoin and even the Australian property market.

In this week’s briefing, Troy connects the dots between these seemingly separate markets and explains why they may all be telling us the same thing: trust in the financial system is being repriced.

More importantly, there’s a bigger lesson here.

Don’t chase the asset sending the signal.

Understand what the signal is telling you.

⏱️ TIMESTAMPS
00:00 The best-performing corner of crypto
01:00 Why privacy coins are beating everything
02:00 The comeback nobody expected
03:00 Why this is bigger than crypto
04:00 The two fears driving money
05:00 Why Troy isn’t buying privacy coins
06:00 The danger investors are ignoring
07:00 Gold is telling the same story
08:00 Why central banks are buying gold
09:00 The Bitcoin levels Troy is watching
10:00 Bitcoin’s new relationship with gold
11:00 What’s happening to Australian property
12:00 The technology connecting privacy and AI
13:00 Trust in the system is being repriced
14:00 Don’t chase the signal
15:00 The question to ask about your own wealth

❓Question for you:

How much of your wealth depends on one system staying stable — one currency, one government, one bank or one property market?


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The New Rich Academy Weekly Briefing #013

Bitcoin just changed.

For the last two years, it has behaved more like a high-risk tech stock.

Now, something interesting is happening.

Bitcoin’s relationship with tech is weakening, while its relationship with gold is getting stronger.

So is Bitcoin finally becoming the “digital gold” people have been talking about for years?

In this week’s briefing, Troy breaks down what happened after one speech sent markets tumbling, why Bitcoin is becoming increasingly sensitive to the global money supply, and what its changing relationship with gold could tell us about where it’s heading.

More importantly, there’s a bigger lesson here.

Don’t fall in love with the story you were told about an asset.

Pay attention to how it’s actually behaving.

⏱️ TIMESTAMPS

00:00 Bitcoin just changed
01:00 The speech that sent markets tumbling
02:00 Why Bitcoin is moving on macro news
03:00 What’s really driving Bitcoin
04:00 Bitcoin’s relationship with tech just changed
05:00 Is Bitcoin finally becoming digital gold?
06:00 The $40 trillion debt problem
07:00 Why Bitcoin still isn’t gold
08:00 The warning investors shouldn’t ignore
09:00 Gold and Australian property update
10:00 Know what you actually own
11:00 The question every Bitcoin investor should answer
12:00 This week’s key takeaway

Question for you:

What are you actually betting on when you own Bitcoin adoption, a weaker dollar, scarcity, the four-year cycle, or something else?

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The New Rich Academy Weekly Briefing #012

Bitcoin just had its best week in more than two years.

Up 22% in a matter of days and pushing towards US$80,000.

The internet is already declaring the bull market is back.

But Troy isn’t convinced.

Because some of Bitcoin’s most violent, exciting and convincing rallies don’t happen in bull markets.

They happen in bear markets.

In this week’s briefing, Troy breaks down what actually drove Bitcoin’s sudden surge, the monster short squeeze behind part of the move, the return of serious ETF inflows, and why Bitcoin’s four-year cycle suggests this bear market may still have unfinished business.

More importantly, there’s a bigger lesson here.

Panic-selling when everything is red and FOMO-buying when everything turns green might look like opposite decisions.

They’re actually the same mistake.

⏱️ TIMESTAMPS

00:00 Bitcoin just exploded 22%
01:00 What actually caused the rally
02:00 The monster Bitcoin short squeeze
03:00 ETF money and liquidity return
04:00 What the four-year Bitcoin cycle says
05:00 Why this bear market may not be finished
06:00 Could Bitcoin have one final flush?
07:00 Why this rally could be a lower high
08:00 Is the four-year cycle dead?
09:00 What could stop the Bitcoin rally
10:00 The danger of reacting to one green week
11:00 Prepare in the calm, not the storm
12:00 Your action plan this week

❓Question for you:

Do you think the Bitcoin bear market is over — or is there one more major drop ahead?

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The New Rich Academy Weekly Briefing #011

Australian property has always been treated as untouchable.

But what if one of Australia's most trusted investing beliefs has quietly stopped being true?

Property prices are falling.

Borrowing power is shrinking.

And the investors who prepared are seeing this market very differently from everyone else.

Markets don't usually ring a bell when something changes.

Australian property just proved that.

In this week's briefing, Troy breaks down what the Reserve Bank's latest decision means, why borrowing power is quietly disappearing, why Sydney and Melbourne are leading the declines, and why the property story isn't nearly as simple as the headlines suggest.

⏱️ TIMESTAMPS

00:00 - Australia's biggest investing belief is being tested
01:05  - Why the RBA's latest decision matters
02:10 - Australian property prices are falling
03:00 - Why borrowing power is disappearing
04:00 - Is this a property crash?
05:00 - The tax changes affecting investors
06:05 - Gold rebounds as geopolitical tensions rise
07:00 - Bitcoin remains stuck in neutral
08:05 - The biggest property lesson of 2026
09:10 - Why preparation beats prediction
10:05 -  Your action plan this week

❓Question for you:

Do you still believe Australian property only goes up?

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The New Rich Academy Briefing #010

$130 million in Bitcoin disappeared.

Not from an exchange.

Not because of malware.

Not because someone clicked the wrong link.

The attackers simply guessed the keys.

But here's the uncomfortable truth: this episode isn't really about Bitcoin security.

It's about something much bigger.

It's about what happens when everything depends on one basket.

In this week's briefing, Troy breaks down:

- How the ColdCard vulnerability happened
- Why this wasn't a Bitcoin failure
- Why updating your wallet isn't enough
- The mistake almost every investor makes
- Why diversification applies to security, not just investing

The real question isn't:

"Which wallet is safest?"

The real question is:

"What happens if this one thing fails?"

What do you think?

Do you trust self-custody more than exchanges?

Let us know in the comments.

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The New Rich Academy Briefing #009 

For more than a decade, Bitcoin followed a pattern.

Every four years, the same cycle played out.

Investors came to rely on it.

Now, for the first time in Bitcoin's history, many believe that cycle has broken.

But has it?

In this week's Weekly Briefing, I unpack one of the biggest debates in Bitcoin today: whether the famous four-year cycle is truly dead, or simply evolving as Bitcoin matures.

⏱️ Timestamps
00:00 – Has Bitcoin's four-year cycle finally broken?
01:15 – The Fed decision everyone is watching
02:00 – How the four-year Bitcoin cycle works
03:45 – Why many believe the cycle is dead
05:00 – Michael Saylor's argument explained
05:45 – Has the cycle actually matured instead?
07:00 – My view on where Bitcoin goes from here
09:00 – The FTX repayments and the real lesson
10:20 – The quantum computing debate explained
13:10 – Gold update
13:55 – Australian property update
14:45 – This week's key takeaway

The real question isn't whether the cycle is dead.

It's whether you're relying on an old playbook in a market that's constantly evolving.

As always, this isn't about predicting the future.
It's about learning how to think.

👇 I'd love to hear your thoughts in the comments:

Do you think the four-year Bitcoin cycle is dead, or is it simply maturing?

If you enjoyed this episode, subscribe for weekly insights into Bitcoin, property, gold, AI, macroeconomics and building long-term wealth.


#bitcoin  #crypto  #investing  #wealth  #macroeconomics  #property  #gold  #ai  #financialeducation  #NewRichAcademy

Before You Buy Bitcoin, Watch This

You're probably asking the wrong question about Bitcoin.

Most people are asking whether now is the right time to buy.

I think there's a better question.

What's actually driving Bitcoin's price?

This week, Bitcoin had its strongest run in months. Headlines credited ETF inflows, institutional buying and renewed optimism.

But the real story is much bigger than Bitcoin itself.

In this week's Weekly Briefing, I unpack:

✅ Why Bitcoin's latest rally may not mean what most people think
 ✅ What institutional money is really telling us
 ✅ Why professional forecasts are all over the place
 ✅ The growing conversation around quantum computing and Bitcoin
 ✅ Gold, silver and what's happening in the Australian property market

The goal isn't to predict where Bitcoin goes next.

It's to help you think differently about markets so you can make better long-term decisions.

⏱️ Chapters

00:00 – Before You Buy Bitcoin, Watch This
00:45 – Bitcoin's biggest rally in months explained
02:15 – Are institutions really buying Bitcoin?
03:35 – The truth about ETF inflows
04:20 – The short squeeze nobody is talking about
05:10 – Why Bitcoin moved with tech stocks
06:20 – The long-term Bitcoin story still matters
07:05 – Quantum computing vs Bitcoin: Should you worry?
10:00 – The US crypto bill & Russia's Bitcoin adoption
11:20 – Why experts disagree on Bitcoin's future
12:40 – Gold vs Silver: Which is winning?
14:00 – Australian property update
15:45 – The one lesson every investor should remember

💬 Question for you:

If you had $100,000 to invest today, would you choose Bitcoin, property or gold—and why?

I'd genuinely love to hear your thinking in the comments.

If you're interested in understanding Bitcoin, property, gold, AI and macroeconomics without the hype, subscribe for the Weekly Briefing every week

#Bitcoin #BitcoinNews #Crypto #Investing #Property #Gold #MacroEconomics #FinancialEducation #WealthBuilding #RobertKiyosaki #BitcoinInvesting #AustralianProperty #PassiveIncome #MoneyMindset #NewRichAcademy 

The New Rich Academy Briefing #007

The latest inflation report looked like great news.

Markets rallied.

Gold surged.

Investors celebrated.

But there was one problem...

The data was already out of date.

In this week's Weekly Briefing, Troy Harris explains why the biggest risk to investors isn't bad information it's making decisions based on information that's already stale.

You'll learn:

• Why the latest inflation report misled investors
 • How oil prices, geopolitics and inflation are connected
 • What the major Australian banks can't agree on
 • Why predicting markets is a losing game
 • The difference between reacting to headlines and responding to price
 • Why developing investing skills matters more than making forecasts

If you want to become a better investor, this episode will change the way you look at market news forever.

Subscribe for weekly insights on Bitcoin, gold, property, AI and the global economy.

👇 Question for you:

Have you ever made an investment decision based on a headline... only to find the market had already moved?

Let me know in the comments.