
Sign up to save your podcasts
Or


Let’s be honest: my recent blog series on financial preparedness has NOT been the most 'engaged with' content I’ve published this year.
And that fascinates me.
Why? Because it proves something I’ve suspected for a long time – most people would rather look away than face uncomfortable realities. It's the 'freeze' response which I suspect 80% of the population use as their preferred reaction to any perceived danger.
We’ve covered a lot over the past five posts, from how inflation is quietly eroding your wealth to the fundamental shifts happening in the global financial system. But despite the undeniable importance of these topics, engagement on social media has been low. That could be the algorythms for sure, hiding my content, but I'm not sure. I think it's a bigger issue.
It’s not that people don’t care – it’s that they don’t believe they can do anything about it.
Further down this post, I’ll explore why people avoid facing financial reality, but first, let’s summarise what we’ve covered so far.
What We’ve Covered So FarThe Silent Thief: How Inflation is Eroding Your Wealth
Inflation isn’t just numbers on a chart – it’s actively reducing your purchasing power. While governments try to downplay it, anyone who’s been to the supermarket lately knows the truth. If you’re not adjusting your financial strategy to account for inflation, you’re already falling behind. Read More >>>
The Biggest Wealth Transfer: Why Most People Don't Know About Money
We tend to think in terms of ‘nominal’ money – the number in our bank account. But what really matters is purchasing power. Most people believe they are earning more over time, but when adjusted for inflation, they are often making less than they were a decade ago. Read More Here >>>
The Government’s Next Move: What Policy Shifts Mean for Your Money
Governments around the world are making financial policy changes that will directly impact your wealth. From digital currencies to new tax policies, these aren’t just headlines – they’re signals of an evolving system. Those who aren’t paying attention will be blindsided. Read More Here >>>
Why Most People Ignore Financial Warnings – Until It’s Too Late
There are always signs before a major financial shift, but the majority of people ignore them. History repeats itself, and those who prepare in advance consistently come out ahead. The question is: will you be one of them? Read More >>>
How to Protect Your Wealth: Practical Steps to Stay Ahead
From diversifying assets to holding real money rather than just digital numbers in a bank, there are ways to safeguard your financial future. Even small actions, taken consistently, can make a huge difference when a major financial shift occurs. Read More Here >>>
There’s a reason people bury their heads in the sand when it comes to finances. Maybe it’s fear. Maybe it’s the belief that ‘nothing will change’ or ‘there’s nothing I can do.’ I get it.
I used to think the same way. In my twenties and early thirties, I didn’t believe I had any control over my financial destiny. But then, as I shared in my book A Better Entrepreneur, I had a wake-up call. I realised that what held me back wasn’t who I was – but what I didn’t know.
Knowledge changed everything. When I started looking reality in the face, I saw the warning signs and, more importantly, the opportunities. Because even when things seem out of your control, there are always steps you can take – even if that’s just $30 or £30 at a time (see below for why that amount).
The key is recognising that you are not powerless. The financial world might seem like a giant, impenetrable machine, but understanding how it works gives you an advantage. And the reality is, those who do nothing will suffer the most when the system shifts.
A Financial Shakeup Unlike Any OtherRight now, we stand on the cusp of the biggest financial shift since the 1970s. That decade saw the UK’s decimalisation and the global impact of Nixon taking the world off the gold standard in 1971. And guess what? Something just as big is happening again.
Don’t believe me? Then read the small print in the new Bitcoin Act proposed by Senator Lummis in the USA. You can find it here: USA Government website.
And no, it’s not just about Bitcoin. There’s a hidden message – no, a signpost – buried in that document that signals major financial changes within 270 days. That’s before Christmas 2025. You don’t even have to do the math; it’s right there in black and white.
What does this mean for you? It means change is coming – and fast. Whether you like it or not, the way we interact with money, banking, and assets is about to shift dramatically. This isn’t a drill. The financial system you’ve grown used to is evolving, and those who are paying attention are already positioning themselves to benefit.
The other thing you need to see is Musk's discovery of 14 'magic money printing machines' in various Government offices. This means that, on top of the existing fraud that most people don't know about (that money is created when it's lent out, backed by absolutely nothing) there is much more money in existance than is reported officially. How much more, nobody knows yet but I think Musk will get to the bottom of it.
Your Biggest Opportunity YetYou have two choices: ignore it, keep your head down, and hope for the best – or pay attention and position yourself for what’s coming.
I know which one I’m choosing. I lost everything in January 2010 and I'm putting myself in a place to gain everything back in 2025.
This isn’t about fear-mongering – it’s about being prepared. Financial literacy is a superpower in times of change, and even small, consistent actions now can put you miles ahead when the dust settles.
I've managed to learn about macro-economics (the global changes that affect our money) over the last 5 years, just by following a few people on YouTube and Twitter and following my intuition about what is useful and what is not. People like:
Alistair McCloud
Maneco64
Rafi Farber
Neil McCoy-Ward
George Gammon
Peak Prosperity
Road To Roota
So what can you do?
Start by educating yourself. Read the legislation first as that's urgent. Follow the money. Understand the trends. And, most importantly, start making moves – even if they seem small.
Those who take action now will benefit greatly. Will you be one of them?
Let me know your thoughts in the comments. Are you preparing for these changes, or are you skeptical? Let’s discuss.
Or you could book in my diary for a quick chat! I'll tell you then why 30 pounds or dollars could make all the difference.
Photo by Dendy Darma Satyazi on Unsplash
By Nicola CairncrossLet’s be honest: my recent blog series on financial preparedness has NOT been the most 'engaged with' content I’ve published this year.
And that fascinates me.
Why? Because it proves something I’ve suspected for a long time – most people would rather look away than face uncomfortable realities. It's the 'freeze' response which I suspect 80% of the population use as their preferred reaction to any perceived danger.
We’ve covered a lot over the past five posts, from how inflation is quietly eroding your wealth to the fundamental shifts happening in the global financial system. But despite the undeniable importance of these topics, engagement on social media has been low. That could be the algorythms for sure, hiding my content, but I'm not sure. I think it's a bigger issue.
It’s not that people don’t care – it’s that they don’t believe they can do anything about it.
Further down this post, I’ll explore why people avoid facing financial reality, but first, let’s summarise what we’ve covered so far.
What We’ve Covered So FarThe Silent Thief: How Inflation is Eroding Your Wealth
Inflation isn’t just numbers on a chart – it’s actively reducing your purchasing power. While governments try to downplay it, anyone who’s been to the supermarket lately knows the truth. If you’re not adjusting your financial strategy to account for inflation, you’re already falling behind. Read More >>>
The Biggest Wealth Transfer: Why Most People Don't Know About Money
We tend to think in terms of ‘nominal’ money – the number in our bank account. But what really matters is purchasing power. Most people believe they are earning more over time, but when adjusted for inflation, they are often making less than they were a decade ago. Read More Here >>>
The Government’s Next Move: What Policy Shifts Mean for Your Money
Governments around the world are making financial policy changes that will directly impact your wealth. From digital currencies to new tax policies, these aren’t just headlines – they’re signals of an evolving system. Those who aren’t paying attention will be blindsided. Read More Here >>>
Why Most People Ignore Financial Warnings – Until It’s Too Late
There are always signs before a major financial shift, but the majority of people ignore them. History repeats itself, and those who prepare in advance consistently come out ahead. The question is: will you be one of them? Read More >>>
How to Protect Your Wealth: Practical Steps to Stay Ahead
From diversifying assets to holding real money rather than just digital numbers in a bank, there are ways to safeguard your financial future. Even small actions, taken consistently, can make a huge difference when a major financial shift occurs. Read More Here >>>
There’s a reason people bury their heads in the sand when it comes to finances. Maybe it’s fear. Maybe it’s the belief that ‘nothing will change’ or ‘there’s nothing I can do.’ I get it.
I used to think the same way. In my twenties and early thirties, I didn’t believe I had any control over my financial destiny. But then, as I shared in my book A Better Entrepreneur, I had a wake-up call. I realised that what held me back wasn’t who I was – but what I didn’t know.
Knowledge changed everything. When I started looking reality in the face, I saw the warning signs and, more importantly, the opportunities. Because even when things seem out of your control, there are always steps you can take – even if that’s just $30 or £30 at a time (see below for why that amount).
The key is recognising that you are not powerless. The financial world might seem like a giant, impenetrable machine, but understanding how it works gives you an advantage. And the reality is, those who do nothing will suffer the most when the system shifts.
A Financial Shakeup Unlike Any OtherRight now, we stand on the cusp of the biggest financial shift since the 1970s. That decade saw the UK’s decimalisation and the global impact of Nixon taking the world off the gold standard in 1971. And guess what? Something just as big is happening again.
Don’t believe me? Then read the small print in the new Bitcoin Act proposed by Senator Lummis in the USA. You can find it here: USA Government website.
And no, it’s not just about Bitcoin. There’s a hidden message – no, a signpost – buried in that document that signals major financial changes within 270 days. That’s before Christmas 2025. You don’t even have to do the math; it’s right there in black and white.
What does this mean for you? It means change is coming – and fast. Whether you like it or not, the way we interact with money, banking, and assets is about to shift dramatically. This isn’t a drill. The financial system you’ve grown used to is evolving, and those who are paying attention are already positioning themselves to benefit.
The other thing you need to see is Musk's discovery of 14 'magic money printing machines' in various Government offices. This means that, on top of the existing fraud that most people don't know about (that money is created when it's lent out, backed by absolutely nothing) there is much more money in existance than is reported officially. How much more, nobody knows yet but I think Musk will get to the bottom of it.
Your Biggest Opportunity YetYou have two choices: ignore it, keep your head down, and hope for the best – or pay attention and position yourself for what’s coming.
I know which one I’m choosing. I lost everything in January 2010 and I'm putting myself in a place to gain everything back in 2025.
This isn’t about fear-mongering – it’s about being prepared. Financial literacy is a superpower in times of change, and even small, consistent actions now can put you miles ahead when the dust settles.
I've managed to learn about macro-economics (the global changes that affect our money) over the last 5 years, just by following a few people on YouTube and Twitter and following my intuition about what is useful and what is not. People like:
Alistair McCloud
Maneco64
Rafi Farber
Neil McCoy-Ward
George Gammon
Peak Prosperity
Road To Roota
So what can you do?
Start by educating yourself. Read the legislation first as that's urgent. Follow the money. Understand the trends. And, most importantly, start making moves – even if they seem small.
Those who take action now will benefit greatly. Will you be one of them?
Let me know your thoughts in the comments. Are you preparing for these changes, or are you skeptical? Let’s discuss.
Or you could book in my diary for a quick chat! I'll tell you then why 30 pounds or dollars could make all the difference.
Photo by Dendy Darma Satyazi on Unsplash