On January 1, 2020 Declan faced over $33,000 worth of debt and vowed to do something about it. In this week’s episode, Declan and Alex sit down and discuss the importance of personal budgeting and how after 16 month’s worth of budgeting Declan was able to eliminate all of his debt. Declan shares his favorite budgeting tool (You Need A Budget) as well as tips and suggestions on how to get started.

Read more: https://simplefiscal.com/the-no-nonsense-guide-to-budgeting/