Oral Wealth: Prosperity in Practice

The One Big Beautiful Bill Act (O-B-B-B-A) Part 2: Changes to Student Loans (Ep. 6)


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The financial rules for dentists just changed, and if you don’t know the details, you could be leaving money on the table or walking into unexpected debt.

In this episode of Oral Wealth: Prosperity in Practice, Dr. Jackson Sadler and Brian Swilling unpack the latest updates to student loans, FAFSA, repayment plans, and 529 savings. These changes impact dentists, students, and parents alike — from applying to dental school, to navigating loan repayment, to planning your kids’ education.

Dr. Sadler and Brian discuss:

  • How the new FAFSA rules replace Expected Family Contribution with the Student Aid Index (SAI),  and what it means for families with multiple students in school
  • Key updates to the SAVE repayment plan, including interest forgiveness that prevents balances from ballooning
  • Why Public Service Loan Forgiveness may finally be more realistic for healthcare providers in hospitals and clinics
  • The cap on Graduate PLUS loans and how it pushes more students toward private lending, plus what to watch out for
  • Expanded use of 529 plans for tutoring, testing, and dual enrollment starting in 2026
  • And more
  • Resources:

    • Federal Student Aid
    • NaviPath Financial Blog
    • The One Big Beautiful Bill Act (O-B-B-B-A): Beneficial Changes for Dental Professionals (Ep. 4)
    • Connect with Dr. Jackson Sadler:

      • Carolinas Center For Oral & Facial Surgery
      • LinkedIn: Jackson Saddler DDS
      • Connect with Brian Swilling:

        • NaviPath Financial
        • LinkedIn: Brian Swilling
        • ...more
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          Oral Wealth: Prosperity in PracticeBy Brian Swilling