The Thrift Savings Plan offers strong investment options. The C Fund. The S Fund. The I Fund. The F Fund. The G Fund. But what if your TSP is missing an entire asset class? In this episode of Federal Benefits Explained, Andrew McNair breaks down the one fund the TSP does not include — and why that gap could matter for federal employees approaching retirement. You will learn:
• A clear overview of the 5 core TSP funds
• How the L Funds are structured
• Why real estate behaves differently than stocks and bonds
• The difference between public REITs and private real estate
• How TSP participants over 59½ or separated from service can explore broader options
• Risks and restrictions of self-directed IRAs
• Why diversification is about risk-adjusted return — not chasing performance
If you are a FERS or CSRS employee preparing for retirement, this episode will help you think more strategically about income, inflation, and long-term diversification.
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To receive a customized Federal Retirement Report, call 1-800-848-8768 or visit swan-capital.com.