Ever preached about stewardship then came home worried about your own financial reality? You're not alone. The #1 thing keeping pastors from financial security isn't lack of money—it's guilt.

In this episode, I address the toxic theology that makes pastors feel guilty about pursuing financial wisdom, and introduce the 5-10-15 Rule—a simple framework designed specifically for pastoral finances.

THE 5-10-15 RULE:

• 5 months of essential expenses in emergency savings
• 10x income in life insurance (minimum $150k-$250k per adult)
• 15% of total compensation saved for retirement

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