We hear a great deal about how large banks and corporations have misused the Paycheck Protection Program loans intended to help small businesses during the economic shutdown, but how is the program being used by the very small businesses so essential to the economy and culture of rural communities? In this episode of Ethics Today we talk to Marianne Torkelson, Vice President Business Development & Training at Co-op Credit Union in Black River Falls, Wisconsin.  Hosted by Richard Kyte of the DB Reinhart Institute for Ethics in Leadership at Viterbo University.