In this episode of the Payments Perspective Podcast, Jeff Duffy sits down with Robert Mascio, Director of the FINRA Investor Education Foundation, to delve into the world of financial fraud and scams. They discuss common types of fraud and scam tactics, how to identify them, and what steps consumers can take to protect themselves.

Rob also shares several valuable resources to support consumers who have been affected by fraud:

FINRA – www.FINRA.org/investors

FINRA Helpline – 844-574-3577

FINRA Foundation – www.Finrafoundation.org/fraudfighter

FBI Internet Crime Complaint Center – www.IC3.gov

Securities and Exchange Commission – www.investor.gov

Give an Hour Financial Fraud Peer Support and Resources – www.giveanhour.org/financialfraud

Fight Cybercrime Romance Scam Recovery Group – www.fightcybercrime.org

AARP Fraud Watch Network – https://www.aarp.org/money/scams-fraud/about-fraud-watch-network/

Better Business Bureau – www.BBB.org/scamtracker

If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

In today's episode of the Payments Perspective Podcast, we introduce the new President and CEO of Wespay, Menekse Gencer. Menekse shares her extensive experience in the payments industry and her vision for Wespay in the rapidly evolving world of instant payments. Join Connie LaChance and Menekse Gencer as they reflect on the evolution of the payments industry and discuss how Wespay can support its members in navigating these changes.

If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

In today’s episode of the Payments Perspective Podcast, host Jim Petkovits welcomes Bill Sullivan, Associate Managing Director of Government and Industry Relations at Nacha, for an in-depth discussion on payments and the government.

Topics covered in this episode include:

• Nacha's role in payments and the government
• The potential impact of changes in Congress on banking and payment-related committees
• The future and potential impact of the CFP and Open Banking

Bill Sullivan also delves into the topic of “Debanking” and shares this link for more information: CongressInvestigates Debanking, Reintroduces (Un)Fair Access | Cato at Liberty Blog

For more information about Nacha, please visit https://www.nacha.org/

If you are interested in becoming a Wespay Member, more details can be found on our website: https://www.mywespay.org/public/s/about-wespay/membership.

In today's episode of the Payments Perspective Podcast, the Wespay Education team dives into a fun and occasionally humorous exploration of the history of the ACH network. From its inception with SCOPE in 1968, through the pioneering Wespay (CACHA) network—the Nation’s first ACH Network—past the era of Same Day ACH, and right up to thelatest rules for RDFI Credit Fraud Monitoring effective in 2026, we cover it all, and add in a few of our own pointless facts along the way.

If you are interested in becoming a Wespay Member, moreinformation can be found on our website athttps://www.mywespay.org/public/s/about-wespay/membership

International payments and foreign exchange (FX) add a

Visit https://monexusa.com/ to learn more about Monex

 If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

In today's episode of the Payments Perspective Podcast, we take a trip down memory lane as we get ready to usher in a new era at Wespay. Join Carmen Murphy and Bill Schoch as they reflect on his tenure at Wespay, the evolution of the payments industry, and how Wespay has supported its members in navigating these changes.

If you are interested in becoming a Wespay Member, more

In this episode of the Payments Perspective Podcast, Connie LaChance, VP of Education and Events at Wespay, and Mark Dixon, Senior Consultant at Nacha, delve into the significance of 1033 Open Banking and its profound impact on the payments industry. Enacted under Section 1033 of the Dodd-Frank Act, this regulation is revolutionizing how we access and share financial data, promising greater customer empowerment and fostering the latest fintech advancements. Connie and Mark will explore this topic from the payments perspective, addressing critical issues faced by financial institutions, such as data security.

If you would like to contact Mark for more information, he can be reached at [email protected]

Wespay members can listen to Mark Dixon discuss this issue in our December 2024 Quarterly Member update here: https://www.mywespay.org/public/s/member-only-training?tabset-f11fe=4db33

If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

In this episode, Jeff Duffy and James Bi from OrboGraph dive into the impact of Remote Deposit Capture (RDC) on financial institutions and their account holders. They discuss how RDC has revolutionized check deposits, offering enhanced convenience and faster access to funds. However, these advancements come with new challenges, particularly the increased risk of check fraud. Join Jeff and James as they explore both the benefits and the evolving risks of RDC, and

For more information about OrboGraph visit their website at  https://orbograph.com/

If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

On this episode, join Jeff Duffy as we welcome back the Payments Professor, Kevin Olsen, from Pidgin to discuss Faster Payments and managing associated risks. They discuss the considerations that financial institutions should have from strategic and operational perspectives, as well as what should be incorporated into their policies to address credit, and fraud risks that Faster Payments present to participants.

For more information about Pidgin visit their website at https://www.pidgin.net/

If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

Join Jim Petkovits and Glenn Frantangelo from NICE Actimize as they discuss the upcoming Nacha Rule that will require RDFIs to take a more proactive approach to identifying ACH credits that may have been originated under false pretenses and how financial institutions can use artificial intelligence and other tools to comply with this upcoming requirement.

For more information about NICE Actimize visit their website at https://www.niceactimize.com/

If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership