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In today's episode, Ethan and I discuss Disability Insurance Contracts that are available for you through work.

Often work plans have these disadvantages:

- Definition of Own Occupation isn't for your specialty; it is for any job! 
- True Own Occupation Defined
- Employer's coverage isn't portable
- Employers can change coverage on your annually
- Tiered coverage that is different per department depending on your position at work

Would you like to speak with Ethan?

Ethan's Contact Information:
Website: SeltzerLegal.com
Email: [email protected]
Phone: 215-735-4222

Articles for reference: 

https://www.seltzerlegal.com/blog/healthcare-professionals-mental-nervous-long-term-disability-claims-jumped-in-2020/

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