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This reflection explores how financial convenience reshapes our habits and hides our decisions behind automation.Autopay, subscriptions, target-date funds, and robo-advisors remove friction, but they also remove the moment where awareness lives.Convenience saves us effort, but it also creates drift.This essay examines that trade and why attention, not automation, protects our time, money, and control.
By The Credit EdgeThis reflection explores how financial convenience reshapes our habits and hides our decisions behind automation.Autopay, subscriptions, target-date funds, and robo-advisors remove friction, but they also remove the moment where awareness lives.Convenience saves us effort, but it also creates drift.This essay examines that trade and why attention, not automation, protects our time, money, and control.