Process Debt

The Process Debt Podcast – Year Two: Shutdown Season


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Welcome to year two of The Process Debt Podcast! In this episode, Chris and Toby explore one of the most complex—and timely—processes of all: how the U.S. government shuts down.

From “turning off the lights” in Washington to the ripple effects affecting families, communities, and the economy, the hosts analyze the shutdown through a new perspective they call P.U.M.P.Process, Unintended Consequences, Money, and Power.

They examine how failures in process at a large scale mirror the same dysfunctions found inside businesses: lack of long-term vision, incentives that reward short-term thinking, and the painful cost of ignoring the machinery that keeps everything running smoothly.

It’s a sharp, balanced discussion that blends humor, curiosity, and critical thinking—complete with a few detours into tax policy, inflation, and even how Microsoft once forgot to renew an SSL certificate.

Tune in for:

  • Why “process debt” is as relevant to Congress as it is to corporations
  • The real consequences of halting the world’s largest organization
  • How incentives influence (and sometimes derail) both politics and business
  • A reminder that restarting broken systems is never as simple as flipping a switch

🎙️ Process. Unintended Consequences. Money. Power. Welcome back to The Process Debt Podcast. Year Two begins now.

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Process DebtBy Chris Terrell