The Property Den with Ken & Glen

"The Property Den with Ken & Glen" Episode 12


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"The Property Den with Ken and Glen"

Hello again dedicated property enthusiasts!

An earlier than normal Episode of the show, we all know that the mortgage market is a dynamic landscape, forever shifting and evolving. But what does the

future hold with all the recent changes we are witnessing.

Buckle up as we take you through our final episode of series 2.

Market update:

The New Labour Government and what does it mean for the property market?

Labour is offering an Olive branch to the mortgage market, how does this look, and will they deliver on their Manifesto promises?

Lenders spotlight: Accord – Cascade scoring

Helping serve not only Vanilla clients but those whose

credit score may not be exactly where most high street lenders want them to be.

We then move swiftly into the Q&A section of the

show.

  • I have owned a property before and sold it 5
  • years ago when I split with my Ex-partner. I’m now renting but am I now classed as a first-time buyer?
    •  I’ve inherited some money from my late aunt
    • which I want to use to buy my first home as a deposit. I have no idea where to start through? If there anything you can suggest helping me get started?
      •  Do I physically need to clear my credit cards
      • on my mortgage application? Do banks want to see the proof it’s gone?
        • Looking at buying an investment but the
        • property is pretty run down and need a total refurb, it does however have a working kitchen and bathroom, I understand that’s the main priority for the lender, could I get a mortgage on this?
          • Hi Guys, I have just accepted a new job, this
          • will give me more income jumping from 38k a year to 43k is there any way I can use this income even though I don’t start till September?
            •  I have recently taken a 5 year fixed rate
            • with my current lender, I have seen a house that has come to market close to a school where I want my son to go, if I sell and then buy this new home is there a way to not have to pay my early penalty fee?

              Thank you for all your support during the first 2 series of the show, we are on a break and will look to return in the Autumn. 

              For now, 

              “it’s Goodbye from Ken & it’s Goodbye from Glen”

               “Goodbye” !!


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              The Property Den with Ken & GlenBy Ken James