The Prosperity Nation Podcast

College costs have exploded—and families are feeling the pressure. But how far should a parent go to fund their child’s education? Should the kid contribute? Should anyone go into debt for it? And is college even worth it anymore?

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin have a real, honest conversation about one of the biggest financial questions facing families today. From misleading financial aid forms to six-figure loans, they unpack the real cost of college—and the sacrifices parents often make without fully realizing the impact.

Whether you're a parent, a student, or just someone wondering how to make college financially sane, this episode brings clarity, options, and a dose of hard truth.

Because every family’s answer is different—but the numbers never lie.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

Everyone says they want financial freedom—but what does that actually mean? And is more money really the way to get it?

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin explore why chasing “freedom” often leads to lifestyle inflation, overcommitment, and even more stress. They break down what people are really after when they say they want financial freedom—and why the true goal is something deeper: clarity, courage, and the ability to make decisions that align with your life now.

Because freedom isn’t a finish line. It’s a mindset—and it’s available to you today.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

Ever made a financial decision you knew didn’t make sense—but you did it anyway? You’re not alone. From quick fixes to avoid discomfort, to debt-fueled lifestyles based on false expectations, these "weird solutions" usually come from deeper misunderstandings about money, success, and self-worth.

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin unpack the real reasons we sabotage ourselves financially—and how to finally break the cycle. Whether it’s the allure of luxury, the trap of debt, or the fantasy of being rescued, this episode is a wake-up call to confront the false ideas that keep us stuck.

Because flourishing isn’t found in quick wins or complex schemes—it’s built on truth, clarity, and real decisions made by you.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

Your past shaped who you are—but is it still holding you back? In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin explore the tension between learning from your past and breaking free from it.

From real-life stories of walking away from jobs, careers, and comfort zones to powerful metaphors about boats, wake, and blank whiteboards, this conversation digs deep into what it means to move forward. You'll hear honest reflections on mistakes, courage, identity, and the power of choice.

Because the life you want tomorrow isn’t found by replaying yesterday—it’s created by what you choose today.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

Ever feel like you’re chasing someone else’s version of success? You’re not alone. In a world that praises real estate empires, big bank accounts, and flashy job titles, it’s easy to feel like you're falling behind—even if you’re right where you want to be.

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin unpack the real meaning of success and why it’s different for everyone. They explore how comparison derails our goals, what it actually takes to live on purpose, and how to create a definition of success that feels true to you.

Because success isn’t about how many properties you own or what someone else has achieved—it’s about knowing what matters to you and staying on the path to get there.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

Ask most people what they want from money, and they’ll say the same thing: financial freedom. But when you dig deeper, their definition is often vague—and worse, they believe it’s something they have to wait for.

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin break down why financial freedom isn’t about hitting a number in your bank account—it’s about making choices that align with what actually matters to you now. They challenge the common excuses people use, reveal why more money isn’t always the solution, and unpack how real freedom comes from designing a life you love—not just funding one.

Because waiting for “someday” is the fastest way to miss out on today.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

What’s the right move when the economy takes a hit? Do you cash out, hold tight, or make bold moves while others panic? The truth is, most people react emotionally when markets drop—but the smartest strategies are rarely the obvious ones.

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin break down what actually happens during economic downturns, why fear-based decisions can cost you, and how to make sure your money is positioned to withstand the ups and downs. They share real stories of people who made the right moves (and those who didn’t) and what you can learn from them.

Because economic uncertainty is inevitable. The question is—are you prepared?

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

If you’re a business owner, you’ve probably asked yourself: Do I need to switch to an LLC? Should I be an S-Corp? Am I missing out on tax savings? The advice out there is confusing, and Google isn’t making it any clearer.

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin break down the real differences between an LLC, an S-Corp, and a sole proprietorship—without the jargon. They reveal why the “60/40 rule” for payroll isn’t real, the biggest tax mistakes business owners make, and how to structure your business in a way that actually protects your income, minimizes taxes, and keeps you compliant.

Because choosing the right structure isn’t just about paperwork—it’s about making sure your business works for you.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

Most people think tax prep and tax planning are the same thing—but they’re not. And if you only focus on filing your return, you might be missing out on major savings.

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin break down the key differences between tax preparation and tax planning. They explain why some CPAs seem “unavailable,” why tax strategy isn’t automatically included in tax prep, and how proactive planning throughout the year keeps you in control—so you don’t scramble at tax time or miss out on deductions.

Because when you plan ahead, tax preparation stops being about what you owe—and starts being about what you keep.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.

What if the dreams you’ve been chasing weren’t really yours? What if the ones you let go of were never meant for you? And what if the life you’re meant to love is already right in front of you?

In this episode, Angie Grainger (CPA/PFS, CFP) and Elise Eropkin break down the real reasons we hold onto certain goals—and why some of them might be holding us back. They tackle the tough question: Do you keep pushing, or is it time to redefine success on your own terms?

Because true prosperity isn’t about hitting every target—it’s about knowing which ones actually matter.

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GENERAL INFORMATION DISCLAIMER // This content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. All content in this episode is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the episode constitutes professional and/or financial advice, nor does any information in the episode constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Prosperent Co is not a fiduciary by virtue of any person’s use of or access to the episode or content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in the episode before making any decisions based on such information or other consent. In exchange for watching or listening to the episode, you agree not to hold Prosperent Co, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the episode.