Kia Davis is an author, blogger, writer, armchair intellectual and idea junkie. Her blog Harmony from Discord dives into mysteries and secrets of critical thinking and metacognition, psychology, human evolution, economics, business, technology, and futurology. With an educational background in psychology and business and a professional background in strategy, financial services, and technology, Kia has worked out several papers on the future of financial services technology (Fintech). Recently Kia published the book ‘Flashpoint 100: Double profit and create lasting business success in 100 days’ for small business owners who want to grow their business rapidly and cost-efficiently.